Best High Yield Savings Account 2024 Usa Today. Savings account rates have crept higher over the past. As of writing, savers can earn 4.25% apy on account balances greater than $25,000 and 0.01% on account balances less than $25,000.

All signs this month are pointing to the federal reserve’s first. Today’s top apy is 5.50% from pibank and poppy bank.